Financial Services

We manage your complete bookkeeping function: transaction categorization, monthly bank and credit card reconciliations, accounts payable and receivable tracking, month end close and a monthly financial statement package (profit and loss, balance sheet and cash flow statement). We also monitor federal and state compliance deadlines and flag issues before they become problems.

Service and product based businesses of all kinds, from contractors and real estate investors to retailers, salons and professional firms, that need accurate, timely financials without the cost of an in house accounting department, and organizations that need clean books for financing, board review or audit preparation.

Reconciled books every month, a complete financial statement package, a dedicated accountant, proactive compliance monitoring and the clarity to make confident business decisions.

We prepare and file business returns for every entity type, and we plan ahead so tax season holds no surprises. We review your entity structure, identify legal ways to reduce your taxes, advise on estimated payments and meet with you before year end, while there is still time to act.

Owners of service and product based businesses, and tax exempt organizations, that want a strategic tax partner all year, not a preparer they only hear from in April.

Accurately prepared and filed business returns, year round advisory access, tax reduction planning, estimated tax guidance, IRS notice support and a plan aligned with your business goals.

We serve as your outsourced Chief Financial Officer, providing financial strategy and analysis on an ongoing or project basis. We build forecasts and KPI dashboards, monitor cash flow, advise on pricing and margins, prepare lender packages and present board level financial reports. You get a strategic partner in your growth, not just someone who crunches numbers.

Established service and product based businesses with $250K or more in annual revenue, such as contractors, real estate developers, law firms, retailers and professional services firms, that need executive financial leadership to grow, secure financing or make major decisions without hiring a full time CFO.

Monthly CFO advisory sessions, cash flow forecasting and monitoring, a KPI dashboard, pricing and profitability analysis, lender and board ready reporting, and tax planning coordinated with your growth plan.

We manage payroll from setup through every pay cycle: direct deposit, federal and state withholding, multistate compliance, benefit deductions and garnishments. We also handle quarterly and annual filings (Forms 941 and 940, W-2s and 1099s) so your team is paid correctly and your business stays compliant.

Employers of every size and industry, from a few employees to multistate teams and contractors with field crews, who want to remove payroll stress and compliance risk.

On time direct deposits, accurate withholding and tax deposits, quarterly and annual payroll filings, year-end W-2 and 1099 preparation, and support with payroll questions and notices.

We provide accounting built for nonprofits: fund accounting, tracking of restricted and unrestricted gifts, grant compliance and reporting, and Form 990 preparation. We help your organization protect its tax exempt status, meet board reporting expectations and stay ready for an audit.

501(c)(3) organizations, foundations, churches and other tax exempt entities that need reliable grant management, transparent donor reporting and board ready financials.

Audit ready financials, donor and fund reports, Form 990 preparation, streamlined grant tracking and a financial partner your board can rely on.

We help established businesses get the structure right as they grow: reviewing whether your current entity still fits (for example, moving from an LLC to an S corporation), handling state and federal registrations for new entities or locations, setting up or upgrading QuickBooks and your accounting systems, and organizing business banking. We stay on as your advisor so your structure keeps up with your growth.

Existing service and product based businesses that are adding a location, partner or new entity, changing their tax structure, or moving from do it yourself books to professional financial systems.

An entity and tax structure that fits where your business is today, completed registrations, an accounting system built for growth, and an ongoing advisory relationship.

We review project costs, labor, overhead, cash requirements and expected margins, then prepare the financial components of your bid: cost proposals, budget narratives, pricing models, financial statements and financial capability documentation, accurate and aligned with the solicitation requirements.

Contractors, trades, suppliers and service firms, including MWBE and small business enterprises, pursuing government contracts, set aside opportunities or large private sector bids where pricing and financial capability are evaluated.

Bid ready financial documentation, pricing and margin analysis, budget narratives, financial statements formatted for submission and guidance through the financial requirements of the contracting process.

We assess your business’s financial health, including your books, credit profile, cash flow and key ratios, against lender and investor benchmarks. Then we build a plan to close the gaps: cleaning up financials, strengthening documentation, building projections and preparing packages for loan applications, grants and investor conversations. Financing decisions remain with the lender.

Owners of service and product based businesses, including real estate developers and contractors, seeking SBA, bank or CDFI financing, credit lines, grants or investor capital, especially those who have been declined or are unsure how to position their business.

A capital readiness assessment, a gap closing action plan, presentation ready financials, application documentation, projections and narratives, and a clear path toward the capital your business needs.

We design customized financial education for organizations and events. Topics include Know Your Numbers, reading financial statements, cash flow, tax strategy for small business owners, payroll and compliance basics, business credit, access to capital and personal financial wellness. Recent engagements include Raise The Bar (“Numbers That Make Sense”), Uwharrie Bank and the ABI Office.

Companies investing in employee financial wellness, chambers and business associations, banks, nonprofits, universities and event organizers looking for a credible, engaging financial speaker.

A customized workshop or keynote, takeaway materials such as the Cash Flow Tracker, Q&A and optional follow up consulting for attendees. Virtual and in person formats available.